The list is long.

Whatever the holiday, there are parents, friends, siblings and significant others to purchase gifts for.

And money might be tight.

So how do students manage to make it through the holiday season with minimal damage to their bank accounts?

According to Lindsey Graham, a senior in history, it is practically impossible. Already over-budgeted, she said she has been working really hard to pay for everything. She said she saw many items she liked and thought people would enjoy, so she had to buy them.

For Paul Eagle, a freshman in engineering, celebrating Hanukkah means multiple gifts to give over multiple nights.

“With Hanukkah, you have to figure out how to spread your money out through all eight nights” he said. “You have to spend your money intelligently.”

Eagle said consumers can shop intelligently by checking sales advertisements in the papers or getting a creative with gifts. But, he said presents should never put the giver in trouble.

Sarah Yankovich and Jessica Remcheck, both sophomores in business management, said they are only buying presents for their immediate family and very close friends this year.

And for both Yankovich and Remcheck, shopping the sale racks is key.

Although credit cards might seem like a way to spend now and pay later, Bobby Puryear, an economics professor, said he discourages this practice.

“If absolutely necessary, make sure it can be paid off in a reasonable amount of time,” he said.

Mark Potter, a sophomore in business management, said he agreed.

He said credit cards do “more harm than good” as they entice users to spend more money than they have.